August 4, 2020

Restructuring Debt May Be Beneficial

Refinancing existing debt can have advantages, especially in a period of low-interest rates. A new loan with better terms and features may enhance your finances and allow for better debt management.

Benefits of refinancing

· Lower interest rates reduce interest costs and provide potentially significant savings.

· Changing the loan term offers a more convenient payment structure.

· Lowering monthly payments can provide additional cash flow.

· Changing the loan type from variable to fixed provides protection if rates are expected to rise.

Something to consider

Refinancing may be worth considering, especially if your home has increased in value or your situation has changed.

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